DEBT

If you no pay me before Friday…walahi… I go kill you”

What if he doesn’t have the money and it probably was not his fault that things went out of hand. If you end up killing him, then what next…would the money materialize?

He, who goes a-borrowing, comes a-sorrowing; that is a popular proverb that the English say, the Yoruba say ‘pekele pekele…arugbo jo gbese…ta ni o san?’

What people fail to realize is that most Nigerians live below the poverty level, and it is very difficult feeding the family and paying fees or even sometimes just to feed is very hard.

A man who had over 20 million naira in his account and was living very fine, had his kids in private universities because of the incessant ASUU strikes and invested heavily in shares. Then came the economic meltdown, and he lost all, he would have to borrow with the hope that the stock market would have improved, and when it didn’t he would borrow more and at the end of it he would have high blood pressure and end up six feet in the ground.

The problem of financial disaster has arisen in Nigeria because everyone directly or indirectly depend on oil money, and only a selected few are benefitting from it. The so called cabals are making so much profit from the oil proceeds that it hurts to see that areas where we have the oil wells the people there are suffering maximally.

Should we keep hoping and waiting for what our failed government officials can do for us or what we can do from the selfish laws that they have passed to benefit our situation.

Should a majority of Nigerians keep living in debt? Is it something that can be stopped presently, only God knows?

Debts are different from debts, Dangote’s debts are different from mine, some people try to pacify themselves by saying that ‘even Dangote is in debt’. But then remember Dangote is one of the richest men in the world, and he didn’t make his money from oil. He invested in other mineral resources and today has become a household name in West Africa.

A lot of times people try to live above their mean and sometimes borrowing money is inevitable, but the lenders should take heart and try to make their debtors less anxious as to the point of killing himself or trying every means to escape the debt even to extent of killing the lender.

To finish this off, Nigerians we should try to live within our means and borrow money when it is inevitable. We should learn to save before we spend instead of saving what is left after spending.

Remember if the money is not flowing from up, we at the bottom can make a channel to make the money flow down, instead of wasting our time grumbling and creating excuses we should put it into creating opportunities.

People say opportunities come but once… but I say it comes a lot of times; just in different shapes and forms.